Vanguard對於海外投資人無法購買基金的正式回應

我跟Firstrade詢問的同時也寫了一封信給Vanguard，因為我認為這不會是Firstrade的限制，畢竟沒有券商會不想做生意，所以可能限制還是來自Vanguard，而一天後收到Vanguard的回應如下：

We appreciate your interest in Vanguard(R) funds. However, Vanguard's U.S. mutual funds are open only to U.S. residents.  Vanguard funds are registered for sale only to persons who live – that is, maintain a legal permanent residence – in the United States.  Permanent residents of the United States, regardless of citizenship, can buy shares of our funds; conversely, people who live outside of the United States, even if they are US citizens, generally cannot buy shares of our funds.

Foreign countries often have laws governing who can sell securities (such as mutual fund shares) to residents of their countries.  We have this policy in place to reduce the risk that Vanguard might violate these foreign securities laws and regulations.

也就是美國居民就可以買，美國公民但是不是美國居民（僑居美國境外）也一樣不能買，所以台灣居民當然不能買Vanguard的共同基金。而主因是很多國家都有法律規範到底誰可以賣有價證券給該國居民，所以Vanguard有這樣的限制是為了避免違反這些海外國家的證券法律或規範。

而其實不只Vanguard，其實有不少基金公司都有相同規範。只是Firstrade雖然不是這個事件的主角，但是未能即時取得訊息並且通知投資人，甚至到現在一點訊息都沒有，這並不是很恰當的。